For a dedicated macro lens I suggest you have a look at the Nikkor 105mm VR (however - with all due respect, I don't think you should get one at this stage). A very good beginner DSLR is the Nikon D40 - not only is it extremely user-friendly, it's also much lighter than other DSLRs and cheap. Arguably the most value-for-money entry-level DSLR on the market. Here is a very in-depth review of the D40:haha...well guys tomorrow im off. so im going to go shopping....theres a camera shop here in town im goin g to check out....the price range ifor me is about 4 grand...also...yea im upgrading!...i just feel the need to..kinda outgrown my old camera...its still nice and is in perfect working condition...also i am planing on getting a nikon....a macro lens...and a flash ring...like i said...this is a future investment, i do plan on trying to someday doing this as a living...and diddling around with t shots and other insects though there mainly my "hobby focus", i do see what you are saying buy just tryi ng to get new flashes to play around with, but while i got the money im just going all the way. also the photography classes im enrolling in this spring/summer hs finacial aid that will cover lens upgrades and tripods flashes just not the camera...sooo...if im lucky i may get me some government paid for flashes and lenses for school ! and i belive someone said im the one who has to be happy....but in the long run when i open a buisness its the clients im trying to please.....so even if i think its junk, and they like it then thats what i give them...supply and demand right?....another thing im curious about though....is...once i do start taking incredible shots....how do the pros devolope them?...since everything is digital now do they use a home printer , a photo machine, or what....?
http://www.dpreview.com/reviews/NikonD40/
As for myself, I own only a D40, the 18-55mm kit lens and a Hoya macro filter; and take a look at my Flickr - you'll be surprised. All my gear cost me no more than SGD $800. I have no fancy macro lens; not even an external speedlight.