It's inflated because we don't have any way of understanding whether or not some random on the Internet can actually have the common sense and knowledge to keep them. If you would have gotten bitten as a 12 year old you could have been hospitalized. That's not very advisable to just say to everyone "You'll do fine, I did!"This is a bit of an old post but I feel like people really do inflate the skill needed to keep OW tarantulas. They’re just a bit faster than normal. My first tarantulas was a Poecilotheria Metallica when I was 12 and I did fine, you’ll probably do better.